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An apartment move-in checklist to keep you on budget An apartment move-in checklist to keep you on budget An apartment move-in checklist to keep you on budget

An apartment move-in checklist to keep you on budget

An apartment move-in checklist to keep you on budget An apartment move-in checklist to keep you on budget

An apartment move-in checklist to keep you on budget

Moving in to a new apartment can be an exciting feeling, especially if you’re living on your own for the first time. 

But with a new home comes new expenses, and it’s a good idea to have a budget in mind for what you can realistically afford each month. Check out our checklist below for an idea of what to consider when you’re creating a budget for your new apartment.

Moving expenses

Whether you’re buying boxes, paying for professional movers, purchasing cleaning supplies or all of the above, you can probably expect to spend some extra money on moving expenses before you’ve officially moved out.

First month, last month and security deposit

A new apartment may come with several one-time expenses that you’ll probably need to pay upfront. Most apartments require the first and last months' rent, as well as a security deposit, before you’re able to move in. Some apartments may also require a pet deposit, if applicable.

Utilities for your new apartment

Once you’re settled in your new apartment, you may need to pay utility expenses each month. Depending on the utility service, you may also need to pay one-time activation fees when you set up your utility account.

Electric and gas service

Before you move in to your apartment, you may have the opportunity to shop around for an electricity and/or gas provider. You’ll most likely be billed monthly for these services. You may also be able to transfer your service from your current apartment to your new home if you’re happy with your plan and/or service provider.

Cable and internet services

Cable and internet services are another monthly expense to consider, as they may not be included as part of your monthly rent. Consider the cost of cable and internet in your area and whether the plan or provider you prefer is within your budget.

Water, trash and recycling

Apartments might charge a fee for recycling or valet trash service. You might also need to pay a monthly water bill to your city or county.

Renters insurance

If you choose to enroll in a renters insurance policy, you’ll need to factor the monthly payment into your new apartment budget. Renters insurance protects your belongings from fire or theft and can also include coverage for temporary housing in the event of something unexpected.

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Looking for more resources to help you during your move? Check out our moving resources page for more tips.

Moving resources